Andy Olsen

CFP/AAMS

Andy is a co-founder of Keystone Wealth Advisors. He has been in the financial services industry since 1997. Prior to this, he spent 3 years with Arthur Andersen in the small business consulting division and 14 years with Kimberly Clark Corporation in finance and brand management/marketing.

His years of diverse business experiences give him the ability to look at issues differently, ask the right questions, and to ultimately provide a well-rounded approach to creating the right solutions for clients based on their needs. His philosophy is built around doing the “next right thing” for his clients, always acting with independence, objectivity and integrity.

A believer that one must be a lifelong student, Andy has earned a designation as an Accredited Asset Management Specialist (AAMS) and is a Certified Financial Planner (CFP). He is currently working on his designation as a Certified Investment Management Analyst through the Wharton School at the University of Pennsylvania.

Outside of the office, Andy spends time with family, enjoys golf, and — as a transplanted Southerner — has embraced many winter activities, especially downhill and cross country skiing. 

Steven D. Carlson

CPA, CFP™, PFS, MBT

Steven is a co-founder of Keystone Wealth Advisors, Inc., a financial and investment planning firm.  He has been in the financial services industry since 1997.

Prior to entering the securities industry, he was a CPA in public practice.  Steven worked for Arthur Andersen for 4 years before starting his own CPA firm, which grew to 20 people.  After 22 years in public practice, he sold his CPA practice to a large regional firm.

Steven’s training and experience allow him to recognize issues and opportunities that many financial advisors would miss. His training enables him to analyze the various alternatives available to clients and advise them as to which alternatives are best suited for their objectives.

Steven lives in Minneapolis with his wife, Sheila, with whom he has two adult daughters. In his spare time, he enjoys boating, bicycling and motorcycling.